Financing

At Foraker Landscaping & Hardscaping, we believe your outdoor space should reflect your vision — not your budget limitations. That’s why we’re proud to now offer flexible home improvement financing through HFS Financial, giving homeowners the ability to move forward with their projects confidently and comfortably.

Whether you’re planning a custom patio, outdoor living space, retaining wall, drainage solution, full landscape redesign, or large-scale hardscaping project, financing allows you to start now and pay over time.

You Dream It. We Finance It.

Our financing program is designed to be simple, fast, and homeowner-friendly.
  • No money down options available
  • Soft credit inquiry with no impact on your credit score to view loan terms
  • No home equity required
  • No appraisal required
  • Direct-to-consumer funding
  • Industry-leading terms
  • Fund up to 120% of your project cost

That means if your project is $100,000, you may qualify for up to $120,000 in funding.
Those additional funds can provide flexibility if you decide to upgrade materials, expand your project scope, or make changes during construction.

How the Process Works

The process is straightforward and takes just a few minutes to begin:
1.

Submit a quick inquiry

About 1 minute

2.

HFS performs a soft credit check

There is no impact on your credit to view your options.

3.

If conditionally approved

You’ll receive loan terms within 24 hours.

4.

Once fully approved

Funds are deposited directly into your account.

This direct-to-consumer funding structure makes it simple for homeowners to manage payments while allowing your Foraker project to move forward without delays.

Click Here to Apply

Why Financing Makes Sense

Outdoor improvements are investments. A properly designed patio, retaining wall, drainage system, or outdoor living space not only increases usable space — it increases property value and enjoyment for years to come.
  • Lock in today’s pricing
  • Complete the full project instead of phasing it over years
  • Protect cash reserves
  • Avoid tapping into home equity
  • Avoid tapping into home equity
Instead of waiting, you can build the outdoor space you’ve been planning and start enjoying it this season.

Ready to Explore Your Options?

view our Foraker Landscaping Financing Flyer

If you’re curious what your payment might look like, we can walk you through the next steps. The inquiry process is quick, private, and does not affect your credit score to see your terms.

At Foraker Landscaping, we build outdoor spaces designed to last. Now we’re making it easier than ever to fund them.

If you’re ready to move forward with your landscape or hardscape project — or simply want to learn more about financing — contact us today at (215) 946-4691 and let’s talk about what’s possible.